HaatBeatMoney decisions calculators
Common money questions, like renting or buying a home, worked through with the maths for both sides and the assumptions.
- Buy now on EMI or save first calculatorCompare buying something now on a loan against saving the same amount and buying later.
- Prepay loan or invest calculatorCompare prepaying a loan versus investing the money
- Car: cash or loan calculatorCompare paying cash for a car with taking a loan and investing the money
- Rent vs buy calculatorCompare the financial outcome of buying a home versus renting and investing the difference
- Home loan switch calculatorInterest saved by moving a loan to a lower rate, after the cost of switching
- New or used car calculatorCompare a new car with a used one: value lost, running costs and money saved
- Own a car or use cabs calculatorCompare owning a car with taking cabs: running costs, value lost and money saved
- No-cost EMI calculatorThe real interest rate of an instalment plan once lost discounts and fees are counted
- Lease or buy a car calculatorCompare leasing a car with buying it: payments, fees and the value you keep
- Credit card payoff calculatorHow long a card balance takes to clear, and the interest, paying the minimum or more
- Shorter or longer loan calculatorCompare a shorter loan with a longer one where the lower EMI is invested
- Term plan vs savings policy calculatorCompare a savings-type life policy with a term plan plus investing the difference
- Lump sum or spread calculatorCompare investing a sum at once with moving it into the market month by month
- Retire earlier or later calculatorCompare two retirement ages: savings then, how long they last and the saving each needs